Confidential Stablecoins using Fully Homomorphic Encryption

Add compliant confidentiality to your stablecoin projects leveraging Fully Homomorphic Encryption (FHE).

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Lack of confidentiality of stablecoins affects their effectiveness, regulatory compliance and overall credibility.

Unlock a myriad of new use cases with confidential stablecoins

Using the power of Fully Homomorphic Encryption (FHE).

Confidential RWA Tokenization

Confidential security tokens cannot be fully onchain if the stablecoin used to buy or liquidate the token or to pay dividends or interest is not itself confidential

Remittance
Transfers

Many destination countries of remittance transfers are countries with high crime rates. A clear remittance amount on a public blockchain puts the receiving party at risk

Corporate
payments

Competitors can gather valuable intelligence on a company if all its payments are publicly available in clear

Charity
Donations

Use confidential stablecoins to make anonymous donations, protecting the privacy of donors and ensuring secure contributions.

Salaries and Compensations

Most employees would object to have their compensation details public. It is also illegal to do so in some countries

Withholding
Taxes

In some countries, withholding tax rates on incomes reveal personal information about the receiver such as overall income bracket and family situation

Use a Turnkey FHE Solution to Make Your Stablecoin Confidential

FHE Coprocessor

Encryption of balances and transactions
All balances and transaction values are encrypted.

Blind stablecoin transfers
Executes all stablecoin transfers blindly without knowing the transaction values and the resulting balances.

Compliance conditions in transfers
Transfer smart contract can include compliance conditions such as blacklists and nationalities if needed.

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Threshold Key Management System

Default decryption
By default, the KMS only allows the sender and the receiver to decrypt the transaction values.

Optional decryption
Through explicit coding in the transfer smart contract, other parties such as the money transfer agent providing the transferred cash to end users, the wallet network, and regulators and law enforcement relevant to senders and receivers can be enabled to decrypt.

They're already powered by Zama

Want to learn more?

Get in touch withu us to receive early access to the Zama KMS.

Are you a developer?

Everything we do at Zama is open source, check our Github libraries, and learn how to implement FHE with our developer resources.
See on Github

Talk to the Zama team

Learn how you can leverage the power of our fhEVM and Threshold Key Management Service for your stablecoin project.
Start a conversation